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Hardest hit

Thankful for Home Ownership in 2011

By Ashley No Comments

Hardest Hit AlabamaAs a REALTOR and a member of the National Association of REALTORS, I am constantly promoting and encouraging home ownership. But this year, as I reflect on the happenings of 2011, I am especially THANKFUL for home ownership.

I’m reminded of the storms across Alabama in April where people lost their homes and their lives in a split second. And I can’t help but think of the REALTORS who were immediately on the front lines, emptying their freezers to grill food for those who were without. Then, there were the REALTORS that jumped in their vehicles and drove across the state to help clean up, and still more REALTORS that joined forces to send thousands of dollars to the communities in need. The support of the REALTOR force amazes me, and I can’t help but mention the state associations of REALTORS from across the country that sent hundreds of thousands of dollars to Alabama within days of the storm, just out of the goodness of their hearts! Many thanks and honorable mentions to the people who helped re-build home ownership in times of need.

Secondly, I am reminded of the thousands and thousands of people across our country who have lost jobs this year, or have watched their personal business close its doors. Once again, home ownership is affected, and help is needed to advocate for these Americans who’s lives have been turned upside down. These hardships brought about a program in Alabama provided by the Alabama Finance and Housing Authority called Hardest Hit Alabama. This is an amazing opportunity that AHFA is offering to help Alabamians with their mortgage so they can focus on getting back to work. Thank you AHFA! Thank you for making home ownership a reality in tough times.

Lastly, in a time where home ownership is volatile, I am thankful for the political advocacy NAR offers to make home ownership an important privilege in the United States. We, Americans, are blessed to maintain the mortgage interest tax deduction for home owners and thankful that NAR uses its dollars to fight for this right! What a great incentive that NAR helped in the reinstatement of loan limits through 2013 that allow property purchasers to gain manageable financing for good homes.

At a time of Thanksgiving, I am thankful for home ownership, because home ownership matters to Americans!!!